Structured lectures
Advance Merchant Cash Today
Master Corporate Finance & Working Capital
Structured lectures and podcasts on capital cost, cash gap closure, payables optimization, and risk audit for business owners.
Business case studies
Advance Merchant Cash Today
Structured lectures and podcasts on capital cost, cash gap closure, payables optimization, and risk audit for business owners.
Structured lectures
Business case studies
Advance Merchant Cash Today exists to replace guesswork with structured financial knowledge. We teach business owners how to measure the real cost of capital, close cash gaps, and build resilient working capital systems.
Transparency First Every course and podcast explains the assumptions behind each metric. You learn not just what to calculate, but why the calculation matters for your specific cash flow.
Audit Before Action We never recommend a strategy without first showing how to audit your current payables, receivables, and inventory cycles. Blind optimization creates new risks.
Measurable Outcomes Each module ends with a concrete deliverable: a completed WACC template, a cash conversion cycle map, or a risk register. Theory becomes a working document.
No Shortcuts There are no quick fixes for working capital health. Our content focuses on repeatable processes — supplier negotiation frameworks, dynamic discounting rules, and periodic risk reviews — that compound over quarters, not days.
Each benefit directly improves your working capital position and reduces cash-flow uncertainty.
Reduce days sales outstanding by applying dynamic discounting and automated receivables follow-up. Typical improvement: 8–12 days within one quarter.
Liquidity freed without new debtCalculate your blended WACC using our spreadsheet template and identify the optimal debt-to-equity mix for your operation. Save 1–3 percentage points on financing costs.
Measurable reduction in annual interest expenseRun a structured audit of counterparty, concentration, and liquidity risks. Prioritise remediation by monetary impact and probability — no blind spots left.
Clear risk register with action deadlinesNegotiate extended payment terms with key suppliers using a data-backed framework. Maintain strong relationships while improving your cash buffer by 15–20 days.
Better supplier terms without penaltiesUse our strict budget-simulator tables to test scenarios: inventory build, delayed receivables, or sudden expense spikes. See the exact impact on your cash runway before it happens.
Scenario planning in under 10 minutesDeepen your understanding of working capital management and financial risk with these curated articles.